Privacy Policy

Limitly is operated by Neuraledge Labs Pvt. Ltd. ("we", "our", or "us"). We are responsible for processing your personal data.

This Privacy Policy explains what data we collect, how we use it, and your rights. By using Limitly, you agree to this policy.

1. Information We Collect

a) Information you provide
When you use Limitly, we may collect:

• Name and contact details (such as email)

• Account-related information

• Any information you provide during onboarding or support

b) Automatically collected information
When you use our website or app, we may collect:

• Device information (browser type, IP address, time zone)

• Usage data (pages visited, interactions, session activity)

c) Financial and transaction-related data
Limitly may access and process transactional information from SMS messages on your device (such as bank alerts and spending notifications) solely to:

• Track expenses

• Categorize spending

• Generate insights and budget recommendations

We do NOT access personal messages, OTPs, or unrelated SMS content.

2. How We Use Your Data

We use your data to:

• Provide and improve our services

• Automatically track and categorize expenses

• Generate insights, alerts, and recommendations

• Detect fraud, abuse, or misuse

• Communicate with you (support, updates)

We only collect data that is necessary to operate Limitly effectively.

3. Data Security

We take data security seriously. All sensitive data is encrypted during transmission and, where applicable, at rest using industry-standard encryption practices. Access to user data is strictly limited and protected by secure authentication and authorization mechanisms.

4. Data Sharing

We do not sell, rent, or trade your personal data.

Your data is not shared with third parties for advertising or marketing purposes.

We may share limited data only with trusted service providers (such as hosting, infrastructure, or analytics partners) strictly for the purpose of operating and improving Limitly. These providers are bound by confidentiality and data protection obligations.

We may also disclose information if required by law or to protect our rights, prevent fraud, or ensure user safety.

5. Your Rights

Depending on your location, you may have the right to:

• Access your data

• Correct inaccurate data

• Delete your data

• Restrict or object to processing

• Request data portability

To exercise these rights, contact us at dev@limitlyapp.in

6. Data Retention

We retain your data only as long as necessary to provide services and comply with legal obligations.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices.

8. International Users

Your data may be processed outside your country, including India, the United States, or other regions where our service providers operate.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page.

10. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

dev@limitlyapp.in